Amazon Customer – April 12, 2025

Rated 5 out of 5
This card makes shopping on-line very convenient for me. I do all of my on-line shopping with this card.
Dave Stevens – April 15, 2025

Rated 5 out of 5
I’ve been using the Amazon Business American Express Card for several months now, and it has become an essential tool for managing business expenses, especially with our frequent Amazon purchases. Here’s why I highly recommend it:

Key Benefits for Businesses
The standout feature of this card is the ability to choose between 3% back on Amazon purchases or opting for 90-day interest-free payment terms on purchases. This flexibility is a game changer, especially if you’re managing cash flow for a business. For larger orders or high-ticket items, the 90-day payment terms offer breathing room, while the 3% back is a solid return on everyday supplies.

No Annual Fee
Unlike many business credit cards, this one comes with no annual fee, making it even more appealing for small and medium-sized businesses. You get premium benefits without the overhead of annual fees, which adds significant value over time.

Rewards Beyond Amazon
While the card shines with Amazon purchases, it’s also versatile outside of Amazon. You can earn 2% back at restaurants, gas stations, and wireless telephone services. For a business, these categories cover a good chunk of typical expenses, which adds even more reward potential. Additionally, you earn 1% back on all other purchases, so no spending goes unrewarded.

Smooth Integration with Amazon Business
This card integrates seamlessly with Amazon Business accounts, making it easier to track and manage expenses. The itemized purchases are well-organized, which is great for bookkeeping and accounting, and you can even assign cards to employees with spend controls for greater oversight.

Easy Application and Excellent Customer Service
Applying for the card was straightforward, and I was impressed by how quickly the process went. The credit limit was generous, and American Express customer service has been stellar. Any issues or questions I’ve had were addressed promptly, which I’ve come to expect from American Express.

Security and Peace of Mind
As with all Amex cards, the purchase protection and extended warranty benefits give me peace of mind. Knowing that I’m protected in case of damaged or defective items is reassuring, especially for larger business purchases. The card also comes with fraud protection, which is essential for business transactions.

Pros:
3% cash back or 90-day interest-free payment option on Amazon Business and AWS purchases
No annual fee
2% cash back on common business expenses (restaurants, gas, wireless services)
Seamless integration with Amazon Business accounts
Purchase protection and extended warranty benefits
Cons:
The 3% back only applies to Amazon Business and AWS purchases, so if your business doesn’t frequently shop on Amazon, the full benefit may not be realized.
The rewards rate on non-Amazon purchases (1%) is less competitive compared to some other cards on the market.
Final Thoughts:
If your business makes regular purchases on Amazon or AWS, the Amazon Business American Express Card is a no-brainer. Between the cash back rewards, flexible payment options, and integration with Amazon’s business platform, it’s an excellent choice. Even if you don’t make a ton of Amazon purchases, the additional rewards categories and no annual fee make this card a solid option for day-to-day business spending. I highly recommend it for businesses of all sizes.
Bruce MAC – April 27, 2025

Rated 5 out of 5
Outstanding version of the AMEX Card!!!
It provides all of the benefits of the traditional AMEX Card, Plus the benefits of Amazon Business with loyalty points!!!
Kat – May 1, 2025

Rated 4 out of 5
I have this card and in general I like it a lot. Billing is easy and earning monthly rewards is helpful to my business. What I don’t like is that I can place an order for multiple items but because the items are shipped separately, they show up as separate charges on the card bill. In addition, the separate charges include the taxes for some items, which is not separated in the original invoice. There is no description other than a transaction number that does not match to anything in original invoice. This makes it VERY hard to match items for proper categorizing in my accounting software. Because the charge amount does not match the invoice amount AND there is no description of the item between the order invoice and the bill charge, it is doubly difficult to match items for categorizing. If they could solve this problem, it would be most Excellent!
Sam – May 8, 2025

Rated 5 out of 5
This helps to increase credit score. Be responsible. When use you get real rewards points. Why AmEx rewards are deference from other cards. AmEx rewards you can use to buy anything from Amazon some other cards rewards is just an eye wash. In AmEx card APR may be little high. Still worth having, because of the other benefits. If you are not responsible for what your barrow, please don’t get an AmEx card because your irresponsibility will affect all the other AmEx card users.
John Paul DeMaio – May 15, 2025

Rated 5 out of 5
As a business owner , I cringe when I open a card and they give you a 5 thousand or low credit limit , knowing that the card is useless to the business. I appreciate that this Amazon american express card gave a very nice high limit that I can actually purchase material and not have to worry about hitting the limit. This helps the business . Thanks!
Deirdre Rogan – May 16, 2025

Rated 5 out of 5
This has been and continues to be of great benefit to me in managing both inventory purchases and cash flow. After one year as a seller I am certain that this will provide confidence, convenience and efficiency fo me and my business.
Amazon Customer – July 5, 2025

Rated 5 out of 5
Easy to apply. Once you have the card, it’s easy to use anywhere and you earned 5% cashback doesn’t get any better than that.